Consumer loans. Consumer loans are loans for purchasing automobiles and mobile homes, student loans, loans for medical expenses and vacations, and loans for other personal expenditures. They come in a variety of sizes and shapes. The following examples are all products offered by Sun Trust in the USA [see]. Equity loans: put your home’s equity to work for you with a range of home equity lending solutions. Auto Loans: explore the benefits of refinancing or get approved before you shop for a new or used vehicle). Physician Loans: cover a wide range of personal and business expenses with our physician loans. Personal Loans: obtain the funds you need with our affordable and flexible personal loans and lines of credit. Marine and Boat Loans: finance the purchase of a new or used boat or explore the benefits of refinancing. Education Loans: meet your college financing needs with private student loans.
See also Banco Santander (UK) Personal loans [see].
VIDEO. HSBC Personal loans [see; language unknown] (0:36); City Bank Texas home improvement loans (0.33) [see]; auto loans (0.32) [see].
Tenor. Medium to long-term.
Balance sheet. Assets.
Type. Unsecured (except auto loans, boat loans).
Pricing. Variable interest rates. See Bankrate.com
Type of banking. Retail.
Size of the market. March 7 2012: $ 1093.4 billion in the US.
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